Finance

Start online and skip the waiting room. Our secure credit application takes just a few minutes, and pre-approvals come back fast, so you can shop our new Volkswagens and pre-owned inventory already knowing where you stand. By the time you're picking a color, the money conversation is mostly done.

Yes, bad-credit car loans are part of what our finance department does, not a special exception we make. We partner with dozens of credit unions and top lenders, which means more places to find a yes than a bank that only checks one box. Fill out the application and let us actually work it before you assume the answer is no.

We do, and more directly than most stores. Our finance department has member-direct partnerships with dozens of credit unions alongside top national lenders. Kansas City is credit union country, and if you're a member somewhere, tell us. We can often work with your credit union right from our finance office, so you get their rates without making a separate trip across town.

Yes, auto loan refinancing is one of the services our finance team offers, and it's one most people don't know a dealership can help with. If your current loan came with a rate that stings, or your credit has improved since you signed, it costs nothing to have us look at whether one of our lenders can do better. A lower rate on the loan you already have might be the easiest money you save this year.

Yep. Our credit application handles both individual and business applications, so whether you're putting yourself in a Jetta or putting your company in an Atlas, the process starts in the same place. Kansas City businesses are welcome here, and our finance team will walk you through the business side of the paperwork.

Absolutely, and we recommend it. Use our online car loan calculator to ballpark a payment, then adjust the down payment and term until the number feels right. If you're shopping payment-first, pair it with our vehicles under $25K page and you'll walk in with a short list instead of a question mark.

Your trade is usually your down payment, and we work hard to put top dollar on it. Start with our online trade value tool to get a number from your couch, then we'll confirm it in person and apply it straight to your deal. Still making payments on it? Bring your payoff information and we'll show you exactly how the numbers come together.

Both. Our finance department offers extended warranty plans, including Carefree Coverage, plus service contracts with up to seven prepaid scheduled maintenance plans to choose from, which lock in your maintenance costs instead of leaving them to chance. These are optional tools, not obligations, and our team will explain what each one actually covers so you can decide what makes sense for how long you keep your vehicles.

We do, including exclusive Volkswagen lease deals that rotate regularly. Leasing tends to fit drivers who want a lower payment and a new VW every few years, while buying suits the long-haulers. Not sure which camp you're in? Our finance team will run a lease and a purchase side by side on the same vehicle, and the current offers are always on our specials page.

Yes, our financing comes with nationwide coverage, and we've done deals with buyers well beyond the metro. Start the application online, work the numbers with our team by phone or email, and we'll sort out the logistics from there. Distance is a detail, not a dealbreaker.

The online application just needs your basic personal or business information to get moving. When it's time to finalize the deal, plan on the usual: a valid driver's license, proof of insurance, and proof of income, plus your title or payoff information if you're trading in. Apply first and our finance team will tell you exactly what your specific deal calls for, so your trip to 103rd Street is a signing trip, not a scavenger hunt.